Dedicated Service for Federal Employees and Those Who Serve

SageVest Wealth Management helps clients who have dedicated their careers to military or civil service.  We work with a number of federal employees, retirees, and members of the military, advising on a multitude of employment and benefit decisions.  We also work with state civil service and World Bank employees who often share many similar planning considerations.

Extensive Benefit Programs Supporting Your Financial Future

Benefit programs from the Federal Government are extensive, complex, and sometimes unique, depending on your branch, post, and years of service. Our advisors can help you understand and gain the greatest value from the benefits and programs you have earned. We guide you toward wise financial decisions and incorporate your chosen options into your broader retirement strategy.

Common Planning Areas

Some of the most common areas where SageVest Wealth Management assists include:

• Pensions, Thrift Savings Plans, and Social Security:

  It can be confusing trying to determine if you’re saving enough to be on target for retirement relative to your future pension and Social Security benefits, and when you elect to retire. If you’re married, we explore spousal and survivor benefit options to protect you and your family.

• Pension Repayment Options:

  If you’ve moved around in your career, or possibly left and come back, you might face a multitude of pension repayment options. We counsel you about the various options available such as making a lump sum payment to increase your future pension benefits. 

• Relocations and Overseas Posts:

  If your job involves or has the opportunity to relocate or assume an overseas post, your benefits can vary widely depending upon your position.  For example, you may or may not be entitled to post differential awards, relocation expenses, family and education benefits, and tax preferences.

• Insurance:

  You are generally eligible for disability, life, and long-term care insurance. These types of insurances are important, but they should not be considered in a vacuum. We analyze your overall financial picture relative to coverage needs and protection benefits.